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A New Word: “Standing Objector”

For too long, homeowners who challenge a bank’s standing to foreclose on their properties have been called “strategic defaulters” by banks and their attorneys.  For too long, this term has gone...

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Possession of Note is not sufficient Proof of Claim

I just came my confirmation hearing for my Chapter 13 bankruptcy this morning. As a background, I filed for Chapter 13 bankruptcy in the middle of October, one day before my scheduled sale date because...

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Time Sensitive: Free Foreclosure Review and Compensation

Recently, the Office of the Comptroller of the Currency fined the following banks for bad foreclosure practices: America’s Servicing Co. Aurora Loan Services BAC Home Loans Servicing Bank of America...

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MSNBC-Video about Foreclosure Forgeries

Take a look at this video:   This is very important information for homeowners around the country.  Please forward this to all your friends.   Please share this on Facebook.  Let’s wake people up about...

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Credit Default Swaps – The Ultimate Smoking Gun

We here at Consumer Defense Programs strive to keep our members up to date with the best information possible to help stop illegal foreclosures.  The latest findings (that are winning in court and are...

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Federal Trade Commission Take Action Against Green Tree Servicing for...

Green Tree to Pay $48 Million in Borrower Restitution and $15 Million Fine for Servicing Failures WASHINGTON, DC (April 21, 2015) — Today the Consumer Financial Protection Bureau (CFPB) and the...

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Couple won their home Free and Clear Plus OVER TWO MILLION DOLLARS IN DAMAGES

Yep. Wins like this is happening all over the country.  It’s just very few people get to hear about it because they are often settled under a gag order.  I know of one foreclosure defense member who...

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Right of Rescission – Your Lender’s Worst Nightmare

Recently, a homeowner sued his lender for the right to rescind his loan.  The bank argued that the homeowner had to actually sue the bank to enforce the rescission, the homeowner argued that under the...

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Massive Landmark Win for California – And You too!

If you live in California, you know that it is by far, one of the most corrupt and hardest states to win in a Foreclosure Defense Action.  Judges have been siding with banks for years. That just...

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Another Homeowner Win in the State of New York

I’ve been asked many times over and over, “does this work?”  Are homeowners actually winning?  The answer is a resounding and definitive “YES!”. Homeowners are winning all the time.  What often happens...

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